Personal

Get Your Life Together (Adulting 101)

The annual reset that handles the boring-but-essential stuff most people put off for years.

32 steps · ~240 min

Track your progress in the Check app Free · works offline · print & export

Health

Schedule annual physical with primary care doctor
Schedule dental cleaning (every 6 months)
Schedule eye exam (every 1-2 years)
Schedule dermatology skin check (annual if family history)
Update vaccines: flu yearly, Tdap every 10 years, others as recommended

Documents

Locate or order: birth certificate, Social Security card, passport
Confirm driver's license and car registration aren't expiring soon
Photograph all of the above and store in encrypted cloud + USB stick
Real ID / passport ready for domestic flights (US deadline May 2025+)

Money

Pull free credit report from annualcreditreport.com (all 3 bureaus)
Check credit score (free via your credit card app or Credit Karma)
Open a high-yield savings account if you don't have one
Set up auto-pay on all recurring bills
Cancel subscriptions you don't actually use (rocketmoney or look at last 3 months of statements)
Increase 401(k) contribution by 1% if employed
Open Roth IRA if income permits and you don't have one

Insurance

Confirm health insurance is active and covers your meds and doctors
Renters or homeowners insurance in place
Term life insurance if anyone depends on your income

Estate

Basic will (free at sites like FreeWill.com)
Healthcare proxy / advance directive
Beneficiaries listed on retirement and life insurance accounts

Digital

Password manager set up (1Password, Bitwarden) with every account
2FA enabled on email, banking, and password manager
Backup phone and computer (cloud + external drive)

Home

Smoke and CO detector batteries fresh
Fire extinguisher accessible and not expired
Know location of: water shutoff, gas shutoff, circuit breaker
Have a small emergency kit (flashlight, water, granola bars)

Relationships

Reach out to one person you've been meaning to call
Schedule next visit with parents/siblings/kids
Backup important photos somewhere off your phone

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