Flood Preparation & Response
Reduce damage before water rises and stay safe during and after a flood.
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Know Your Risk
- Look up your address on FEMA's Flood Map Service Center
- Ask neighbors who've been there 10+ years about historic flood lines
- Buy flood insurance — standard homeowners policies do NOT cover flooding (30-day waiting period in most cases)
- Sign up for local flood and weather alerts
Reduce Damage Now
- Elevate furnace, water heater, and electrical panel above expected flood level if possible
- Install backflow valves on sewer lines
- Anchor fuel tanks (heating oil, propane)
- Store valuables and documents on upper floors or in waterproof containers
- Test sump pump quarterly; install a battery backup
- Keep a roll of plastic sheeting, sandbags, and waterproof tape on hand
When Flooding Is Forecast
- Move vehicles to higher ground
- Move important items, electronics, and chemicals upstairs
- Sandbag doors and low vents if you have time
- Disconnect electronics and turn off main breaker if water is entering
- Fill bathtubs and clean containers with drinking water
- Charge phones, power banks, laptops
- Pack a 72-hour go bag in case of evacuation
During
- Turn Around, Don't Drown — 6 inches of moving water knocks you over, 12 inches floats a small car
- Avoid all walking or driving through floodwater — it hides debris, holes, and downed lines
- If trapped in a building: go to the highest level but NEVER a closed attic without escape
- If trapped in a car in rising water: get on the roof and call 911
- Listen to NOAA radio for evacuation orders and updates
After
- Do not return home until officials say it's safe
- Avoid floodwater — assume it contains sewage, chemicals, and debris
- Photograph all damage before throwing anything away
- Call your flood insurance carrier to start a claim within 24-48 hours
- Throw out food, medicine, and cosmetics that touched floodwater — when in doubt, throw it out
- Wear gloves, boots, N95 during cleanup; mold starts within 24-48 hours
- Drywall touched by floodwater must be cut out 12 inches above the waterline
- Have an electrician inspect the panel before flipping the main breaker back on
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